Parent Layer: USA Housing Affordability Index 2000
Display Field: ID
Type: Feature Layer
Geometry Type: esriGeometryPolygon
Description: This thematic map presents the Esri Housing Affordability Index (HAI) for the United States.
Esri takes the same approach as the National Association of Realtors by building a housing affordability index as the financial ability of a typical household to purchase an existing home in an area. The index assumes the national average contract mortgage rate, which is estimated via survey by the Federal Housing Finance Agency. This rate represents a composite of fixed and adjustable mortgages for loan payment schedules on previously occupied nonfarm single-family homes. The rate reflects a down payment on a home loan of 20 percent of the home price; therefore, mortgage interest is assumed to be zero. Regional property tax rates are determined from the 2008 American Community Survey. Esri’s model follows the Federal Housing Administration’s guidelines for debt service ratios.
An HAI of 100 represents an area that on average has sufficient household income to qualify for a loan on a home valued at the median home price for the area. An index greater than 100 suggests homes are easily afforded by the average area resident. HAI less than 100 implies that homes are less affordable. In these areas, home buyers are likely to place a larger down payment or service high interest rate loans. In other words, homeowners would be stretching their income further, putting them at greater risk of default.
The 2010 Housing Affordability Index reflects Esri’s estimates for July 1, 2010.
The geography depicts states at greater than 25m scale, counties at 1m to 25m scale, Census Tracts at 250k to 1m scale, and Census Block Groups at less than 250k scale. The map has been designed to be displayed with semi-transparency of about 50% for overlay on other base maps, which is reflected in the legend for the map.
Definition Expression:
Copyright Text: Copyright:© 2010 ESRI
Min. Scale: 25000000
Max. Scale: 10000001
Default Visibility: True
Extent:
XMin: -19840230.3902
YMin: 2144435.3404
XMax: -7452840.4652
YMax: 11537127.3142
Spatial Reference: 3857
Has Attachments: False
HTML Popup Type: esriServerHTMLPopupTypeAsHTMLText
Drawing Info:
Renderer:
Type: classBreaks
Field: HAI00
Min Value: 0
Class Break Infos:
- Class Max Value: 74.4
Label: Extremely Affordable (300 or more)
Description:
Symbol:
Simple Fill Symbol:
Style: esriSFSSolid, Color: [80, 120, 92, 255]
Outline:
Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
- Class Max Value: 99.4
Label: Very Affordable (159 to 299)
Description:
Symbol:
Simple Fill Symbol:
Style: esriSFSSolid, Color: [145, 181, 156, 255]
Outline:
Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
- Class Max Value: 158.4
Label: Affordable (100 to 158)
Description:
Symbol:
Simple Fill Symbol:
Style: esriSFSSolid, Color: [232, 252, 239, 255]
Outline:
Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
- Class Max Value: 299.4
Label: Unaffordable (75 to 99)
Description:
Symbol:
Simple Fill Symbol:
Style: esriSFSSolid, Color: [144, 128, 191, 255]
Outline:
Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
- Class Max Value: 2840
Label: Very Unaffordable (74 or less)
Description:
Symbol:
Simple Fill Symbol:
Style: esriSFSSolid, Color: [95, 44, 153, 255]
Outline:
Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
Transparency: 0
Labeling Info: N/A
Fields:
- OBJECTID (Type: esriFieldTypeOID, Alias: OBJECTID)
- Shape (Type: esriFieldTypeGeometry, Alias: Shape)
- ID (Type: esriFieldTypeString, Alias: ID, Length: 5 )
- NAME (Type: esriFieldTypeString, Alias: Name, Length: 45 )
- ST_ABBREV (Type: esriFieldTypeString, Alias: State Abbreviation, Length: 2 )
- HAI00 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2000)
- HAI05 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2005)
- HAI10 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2010)
- Change00_05 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2000-2005)
- Change05_10 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2005-2010)
- Change00_10 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2000-2010)
Type ID Field: N/A
Supported Interfaces:
REST
Supported Operations:
Query