Layer: USA Housing Affordability Index 2000 (ID: 0)

Sub Layers:

• ZIP Codes
• Counties
• States

Display Field:

Type: Group Layer

Geometry Type:

Description: This thematic map presents the Esri Housing Affordability Index (HAI) for the United States. Esri takes the same approach as the National Association of Realtors by building a housing affordability index as the financial ability of a typical household to purchase an existing home in an area. The index assumes the national average contract mortgage rate, which is estimated via survey by the Federal Housing Finance Agency. This rate represents a composite of fixed and adjustable mortgages for loan payment schedules on previously occupied nonfarm single-family homes. The rate reflects a down payment on a home loan of 20 percent of the home price; therefore, mortgage interest is assumed to be zero. Regional property tax rates are determined from the 2008 American Community Survey. Esri’s model follows the Federal Housing Administration’s guidelines for debt service ratios. An HAI of 100 represents an area that on average has sufficient household income to qualify for a loan on a home valued at the median home price for the area. An index greater than 100 suggests homes are easily afforded by the average area resident. HAI less than 100 implies that homes are less affordable. In these areas, home buyers are likely to place a larger down payment or service high interest rate loans. In other words, homeowners would be stretching their income further, putting them at greater risk of default. The 2010 Housing Affordability Index reflects Esri’s estimates for July 1, 2010. The geography depicts states at greater than 25m scale, counties at 1m to 25m scale, Census Tracts at 250k to 1m scale, and Census Block Groups at less than 250k scale. The map has been designed to be displayed with semi-transparency of about 50% for overlay on other base maps, which is reflected in the legend for the map.

Definition Expression:

Copyright Text: Copyright:© 2010 ESRI

Min. Scale: 0

Max. Scale: 0

Default Visibility: True

Extent:

XMin: -19840230.3902
YMin: 2144435.3404
XMax: -7452840.4652
YMax: 11537127.3142
Spatial Reference: 3857

Has Attachments: False

HTML Popup Type: esriServerHTMLPopupTypeNone

Fields:

Type ID Field: N/A

Layer: ZIP Codes (ID: 1)

Parent Layer: USA Housing Affordability Index 2000

Display Field: ID

Type: Feature Layer

Geometry Type: esriGeometryPolygon

Description: This thematic map presents the Esri Housing Affordability Index (HAI) for the United States. Esri takes the same approach as the National Association of Realtors by building a housing affordability index as the financial ability of a typical household to purchase an existing home in an area. The index assumes the national average contract mortgage rate, which is estimated via survey by the Federal Housing Finance Agency. This rate represents a composite of fixed and adjustable mortgages for loan payment schedules on previously occupied nonfarm single-family homes. The rate reflects a down payment on a home loan of 20 percent of the home price; therefore, mortgage interest is assumed to be zero. Regional property tax rates are determined from the 2008 American Community Survey. Esri’s model follows the Federal Housing Administration’s guidelines for debt service ratios. An HAI of 100 represents an area that on average has sufficient household income to qualify for a loan on a home valued at the median home price for the area. An index greater than 100 suggests homes are easily afforded by the average area resident. HAI less than 100 implies that homes are less affordable. In these areas, home buyers are likely to place a larger down payment or service high interest rate loans. In other words, homeowners would be stretching their income further, putting them at greater risk of default. The 2010 Housing Affordability Index reflects Esri’s estimates for July 1, 2010. The geography depicts states at greater than 25m scale, counties at 1m to 25m scale, Census Tracts at 250k to 1m scale, and Census Block Groups at less than 250k scale. The map has been designed to be displayed with semi-transparency of about 50% for overlay on other base maps, which is reflected in the legend for the map.

Definition Expression:

Copyright Text: Copyright:© 2010 ESRI

Min. Scale: 10000000

Max. Scale: 0

Default Visibility: True

Extent:

XMin: -19840043.3735
YMin: 2144792.0039
XMax: -7452863.0631
YMax: 11523797.8806
Spatial Reference: 3857

Has Attachments: False

HTML Popup Type: esriServerHTMLPopupTypeAsHTMLText

Drawing Info:

Renderer:

Type: classBreaks
Field: HAI00
Min Value: 0
Class Break Infos:

• Class Max Value: 74.4
  
Label: Extremely Affordable (300 or more)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [80, 120, 92, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
• Class Max Value: 99.4
  
Label: Very Affordable (159 to 299)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [145, 181, 156, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
• Class Max Value: 158.4
  
Label: Affordable (100 to 158)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [232, 252, 239, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
• Class Max Value: 299.4
  
Label: Unaffordable (75 to 99)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [144, 128, 191, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
• Class Max Value: 2840
  
Label: Very Unaffordable (74 or less)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [95, 44, 153, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
Transparency: 0
Labeling Info: N/A

Fields:

• OBJECTID (Type: esriFieldTypeOID, Alias: OBJECTID)
• Shape (Type: esriFieldTypeGeometry, Alias: Shape)
• ID (Type: esriFieldTypeString, Alias: ID, Length: 5 )
• STATE_NAME (Type: esriFieldTypeString, Alias: State Name, Length: 22 )
• ST_ABBREV (Type: esriFieldTypeString, Alias: State Abbreviation, Length: 2 )
• HAI00 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2000)
• HAI05 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2005)
• HAI10 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2010)
• Change00_05 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2000-2005)
• Change05_10 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2005-2010)
• Change00_10 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2000-2010)
• TOTPOP_CY (Type: esriFieldTypeInteger, Alias: Total Population 2010)
• MEDAGE_CY (Type: esriFieldTypeDouble, Alias: Median Age of Population 2010)
• HINCBASECY (Type: esriFieldTypeInteger, Alias: Household Income Base 2010)
• HINC0_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $10,000 or less)
• HINC10_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $10,001 to $15,000)
• HINC15_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $15,001 to $20,000)
• HINC20_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $20,001 to $25,000)
• HINC25_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $25,001 to $30,000)
• HINC30_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $30,001 to $35,000)
• HINC35_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $35,001 to $40,000)
• HINC40_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $40,001 to $45,000)
• HINC45_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $45,001 to $50,000)
• HINC50_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $50,001 to $60,000)
• HINC60_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $60,001 to $75,000)
• HINC75_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $75,001 to $100,000)
• HINC100_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $100,001 to $125,000)
• HINC125_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $125,001 to $150,000)
• HINC150_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $150,001 to $200,000)
• HINC200_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $200,001 to $250,000)
• HINC250_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $250,001 to $500,000)
• HINC500_CY (Type: esriFieldTypeInteger, Alias: 2010 Housedhold Income $500,001 or more)
• MEDHINC_CY (Type: esriFieldTypeInteger, Alias: Median Household Income 2010)
• MEDNW_CY (Type: esriFieldTypeInteger, Alias: Median Net Worth 2010)
• VALBASE_CY (Type: esriFieldTypeInteger, Alias: Home Value Base 2010)
• VALU10K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value less than $10,000)
• VAL10K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $10,001 to $15,000)
• VAL15K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $15,001 to $20,000)
• VAL20K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $20,001 to $25,000)
• VAL25K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $25,001 to $30,000)
• VAL30K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $30,001 to $35,000)
• VAL35K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $35,001 to $40,000)
• VAL40K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $40,001 to $50,000)
• VAL50K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $50,001 to $60,000)
• VAL60K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $60,001 to $70,000)
• VAL70K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $70,001 to $80,000)
• VAL80K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $80,001 to $90,000)
• VAL90K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $90,001 to $100,000)
• VAL100K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $100,001 to $125,000)
• VAL125K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $125,001 to $150,000)
• VAL150K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $150,001 to $175,000)
• VAL175K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $150,001 to $175,000)
• VAL200K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $200,001 to $250,000)
• VAL250K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $250,001 to $300,000)
• VAL300K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $300,001 to $400,000)
• VAL400K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $400,001 to $500,000)
• VAL500K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $500,001 to $750,000)
• VAL750K_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value $750,001 to $1 million)
• VAL1M_CY (Type: esriFieldTypeInteger, Alias: 2010 Home Value more than $1 million)
• MEDVAL_CY (Type: esriFieldTypeInteger, Alias: Median Home Value 2010)
• MedHomeVal_Index (Type: esriFieldTypeSmallInteger, Alias: Median Home Value 2010 Index)
• MedHHInc_Index (Type: esriFieldTypeSmallInteger, Alias: Median Household Income 2010 Index)
• MedNetWorth_Index (Type: esriFieldTypeSmallInteger, Alias: Median Net Worth 2010 Index)
• ValueRanges (Type: esriFieldTypeString, Alias: ValueRanges, Length: 20 )
• IncomeRanges (Type: esriFieldTypeString, Alias: IncomeRanges, Length: 20 )
• MedPopAge_Index (Type: esriFieldTypeSmallInteger, Alias: Median Age of Population 2010 Index)
• countyID (Type: esriFieldTypeString, Alias: countyID, Length: 5 )

Type ID Field: N/A

Layer: Counties (ID: 2)

Parent Layer: USA Housing Affordability Index 2000

Display Field: ID

Type: Feature Layer

Geometry Type: esriGeometryPolygon

Description: This thematic map presents the Esri Housing Affordability Index (HAI) for the United States. Esri takes the same approach as the National Association of Realtors by building a housing affordability index as the financial ability of a typical household to purchase an existing home in an area. The index assumes the national average contract mortgage rate, which is estimated via survey by the Federal Housing Finance Agency. This rate represents a composite of fixed and adjustable mortgages for loan payment schedules on previously occupied nonfarm single-family homes. The rate reflects a down payment on a home loan of 20 percent of the home price; therefore, mortgage interest is assumed to be zero. Regional property tax rates are determined from the 2008 American Community Survey. Esri’s model follows the Federal Housing Administration’s guidelines for debt service ratios. An HAI of 100 represents an area that on average has sufficient household income to qualify for a loan on a home valued at the median home price for the area. An index greater than 100 suggests homes are easily afforded by the average area resident. HAI less than 100 implies that homes are less affordable. In these areas, home buyers are likely to place a larger down payment or service high interest rate loans. In other words, homeowners would be stretching their income further, putting them at greater risk of default. The 2010 Housing Affordability Index reflects Esri’s estimates for July 1, 2010. The geography depicts states at greater than 25m scale, counties at 1m to 25m scale, Census Tracts at 250k to 1m scale, and Census Block Groups at less than 250k scale. The map has been designed to be displayed with semi-transparency of about 50% for overlay on other base maps, which is reflected in the legend for the map.

Definition Expression:

Copyright Text: Copyright:© 2010 ESRI

Min. Scale: 25000000

Max. Scale: 10000001

Default Visibility: True

Extent:

XMin: -19840230.3902
YMin: 2144435.3404
XMax: -7452840.4652
YMax: 11537127.3142
Spatial Reference: 3857

Has Attachments: False

HTML Popup Type: esriServerHTMLPopupTypeAsHTMLText

Drawing Info:

Renderer:

Type: classBreaks
Field: HAI00
Min Value: 0
Class Break Infos:

• Class Max Value: 74.4
  
Label: Extremely Affordable (300 or more)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [80, 120, 92, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
• Class Max Value: 99.4
  
Label: Very Affordable (159 to 299)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [145, 181, 156, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
• Class Max Value: 158.4
  
Label: Affordable (100 to 158)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [232, 252, 239, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
• Class Max Value: 299.4
  
Label: Unaffordable (75 to 99)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [144, 128, 191, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
• Class Max Value: 2840
  
Label: Very Unaffordable (74 or less)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [95, 44, 153, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
Transparency: 0
Labeling Info: N/A

Fields:

• OBJECTID (Type: esriFieldTypeOID, Alias: OBJECTID)
• Shape (Type: esriFieldTypeGeometry, Alias: Shape)
• ID (Type: esriFieldTypeString, Alias: ID, Length: 5 )
• NAME (Type: esriFieldTypeString, Alias: Name, Length: 45 )
• ST_ABBREV (Type: esriFieldTypeString, Alias: State Abbreviation, Length: 2 )
• HAI00 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2000)
• HAI05 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2005)
• HAI10 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2010)
• Change00_05 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2000-2005)
• Change05_10 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2005-2010)
• Change00_10 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2000-2010)

Type ID Field: N/A

Layer: States (ID: 3)

Parent Layer: USA Housing Affordability Index 2000

Display Field: ID

Type: Feature Layer

Geometry Type: esriGeometryPolygon

Description: This thematic map presents the Esri Housing Affordability Index (HAI) for the United States. Esri takes the same approach as the National Association of Realtors by building a housing affordability index as the financial ability of a typical household to purchase an existing home in an area. The index assumes the national average contract mortgage rate, which is estimated via survey by the Federal Housing Finance Agency. This rate represents a composite of fixed and adjustable mortgages for loan payment schedules on previously occupied nonfarm single-family homes. The rate reflects a down payment on a home loan of 20 percent of the home price; therefore, mortgage interest is assumed to be zero. Regional property tax rates are determined from the 2008 American Community Survey. Esri’s model follows the Federal Housing Administration’s guidelines for debt service ratios. An HAI of 100 represents an area that on average has sufficient household income to qualify for a loan on a home valued at the median home price for the area. An index greater than 100 suggests homes are easily afforded by the average area resident. HAI less than 100 implies that homes are less affordable. In these areas, home buyers are likely to place a larger down payment or service high interest rate loans. In other words, homeowners would be stretching their income further, putting them at greater risk of default. The 2010 Housing Affordability Index reflects Esri’s estimates for July 1, 2010. The geography depicts states at greater than 25m scale, counties at 1m to 25m scale, Census Tracts at 250k to 1m scale, and Census Block Groups at less than 250k scale. The map has been designed to be displayed with semi-transparency of about 50% for overlay on other base maps, which is reflected in the legend for the map.

Definition Expression:

Copyright Text: Copyright:© 2010 ESRI

Min. Scale: 0

Max. Scale: 25000001

Default Visibility: True

Extent:

XMin: -19840230.3902
YMin: 2144435.3404
XMax: -7452840.4652
YMax: 11537127.3084
Spatial Reference: 3857

Has Attachments: False

HTML Popup Type: esriServerHTMLPopupTypeAsHTMLText

Drawing Info:

Renderer:

Type: classBreaks
Field: HAI00
Min Value: 56.4
Class Break Infos:

• Class Max Value: 99.4
  
Label: Very Affordable (159 to 299)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [145, 181, 156, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
• Class Max Value: 158.4
  
Label: Affordable (100 to 158)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [232, 252, 239, 255]
Outline:

Simple Line Symbol:
Style: esriSLSNull, Color: [255, 255, 255, 255], Width: 0
• Class Max Value: 299
  
Label: Unaffordable (75 to 99)
Description:
Symbol:

Simple Fill Symbol:
Style: esriSFSSolid, Color: [144, 128, 191, 255]
Outline:

Simple Line Symbol:
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Labeling Info: N/A

Fields:

• OBJECTID (Type: esriFieldTypeOID, Alias: OBJECTID)
• Shape (Type: esriFieldTypeGeometry, Alias: Shape)
• ID (Type: esriFieldTypeString, Alias: ID, Length: 2 )
• NAME (Type: esriFieldTypeString, Alias: Name, Length: 22 )
• ST_ABBREV (Type: esriFieldTypeString, Alias: State Abbreviation, Length: 2 )
• HAI00 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2000)
• HAI05 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2005)
• HAI10 (Type: esriFieldTypeDouble, Alias: Housing Affordability Index 2010)
• Change00_05 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2000-2005)
• Change05_10 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2005-2010)
• Change00_10 (Type: esriFieldTypeSmallInteger, Alias: HAI Change 2000-2010)

Type ID Field: N/A

Table: HAI_ZIPCODE2 (ID: 4)

Display Field: poname

Type: Table

Description:

Definition Expression:

Has Attachments: False

HTML Popup Type: esriServerHTMLPopupTypeNone

Fields:

• OBJECTID (Type: esriFieldTypeOID, Alias: OBJECTID)
• zipcode (Type: esriFieldTypeInteger, Alias: zipcode)
• poname (Type: esriFieldTypeString, Alias: poname, Length: 255 )
• HAI00 (Type: esriFieldTypeDouble, Alias: HAI00)
• HAI05 (Type: esriFieldTypeDouble, Alias: HAI05)
• HAI10 (Type: esriFieldTypeDouble, Alias: HAI10)
• ZIP_Code (Type: esriFieldTypeString, Alias: ZIP_Code, Length: 5 )

Type ID Field: N/A

Supported Interfaces:   REST